Insolvencies in September 2025 slightly increase compared to previous month's level

The number of insolvency files at the national level increased in September 2025, reaching 949, compared to the previous month, when slightly over 900 files were recorded, according to data available on the financial analysis platform RisCo.ro.Data from the last 12 months show a significant increase in open files, from 581 in September 2024 to 949 in September 2025, thus registering an increase of about 63%."Given the current economic situation, it is essential to promote stricter financial accountability and intensify company checks, in order to prevent the risks associated with this increase", argue RisCo.ro specialists.Also, insolvencies continue to increase slightly in important counties in the country, by 4% compared to August.As for Bucharest, in September 2025 it registered 179 insolvency files. Compared to the same month in 2024, when 174 files were registered, a slight increase of approximately 3% is noticed."The high number of insolvencies, increasing from one month to the next, reminds us how important it is for companies to be prepared and to find solutions in time, before they end up in difficult situations. At the same time, it also highlights the need for increased attention when choosing business partners. Rigorous verification of the financial situation of the companies we collaborate with is essential to avoid unpleasant surprises, such as discovering a partner with large debts or the possibility of bankruptcy," RisCo CEO, Catalin Dumitrescu says.The most affected areas of activity by the number of insolvency files opened in September 2025 are: electrical installation works for construction and technical-sanitary works (about 243%), retail trade in non-specialized stores (about 178%), respectively construction works of residential and non-residential buildings (102%).Increases of 100% in insolvency files were also recorded in areas such as: restaurants, cultivation of non-permanent plants, other land transport of passengers, retail trade of other goods, in specialized stores, intermediary activities in wholesale trade."The current context generates reluctance in initiating or expanding business projects, amid a heightened perception of risk and a reduced availability of financing. This situation negatively affects the pace of economic growth, limits the innovation capacity of companies and reduces competitiveness in the medium and long term," conclude RisCo's financial analysts.Founded in 2014, RisCo offers online verification and monitoring services for companies in Romania, providing all financial, legal and payment discipline information about companies in the country. Thus, RisCo has an extremely important role in avoiding business relationships with companies that have a fragile financial situation or less efficient management. RisCo reports can be accessed at http://www.risco.ro by any natural or legal person.