Exim Banca Romaneasca supports the development of Romanian companies by granting loans for investments and working capital under advantageous conditions, with European guarantees that can cover up to 70% of the financing value, following the signing of a guarantee agreement between the bank and the European Investment Fund (EIF). EIF guarantees can be accessed under two schemes: SME Competitiveness – aimed at improving access to finance for Romanian enterprises and revitalizing blocked lending channels during and in the aftermath of the COVID-19 crisis, and Sustainability – designed to contribute to the green and sustainable transformation of the Romanian economy, the purpose of the loans being mainly financing green investments. “Access to finance is a key element for Romanian companies to a healthy and sustainable growth. By signing this guarantee agreement with the European Investment Fund, as part of the bank’s sustainability strategy, Exim Banca Romaneasca reaffirms its commitment to being a dedicated financial partner for sustainable development and economic performance. We thus provide entrepreneurs with all the necessary tools to create long-term value, facilitating investments that can transform the local economy into a more resilient and greener one,” said Traian Halalai, Executive President of Exim Banca Romaneasca. The main advantages of accessing a loan from Exim Banca Romaneasca with EIF Guarantee are: The guarantee can cover between 30% and 70% of the loan value; for the SME Competitiveness scheme, there is a maximum limit of 50% for companies based in Bucharest and Ilfov. Reduced interest rate, meaning lower costs. No guarantee commission, as it is fully covered by the bank. The EIF guarantees can be accessed for investment loans, credit lines, and project-based loans, granted in RON or EUR, subject to meeting the bank’s lending conditions as well as EIF eligibility criteria. These loans benefit from the support of the European Union under the InvestEU Fund and are financed by the European Union – NextGenerationEU with the financial support of Romania under the InvestEU Member State Compartment for Romania.
The first edition of the event "Energy for Romania ”, organized by the Electrica Group and the Electrica Foundation, took place at Hala Filaret, the site of the first power plant in Bucharest. It brought together over 150 participants, including representatives from the public authorities, leaders from the energy sector, the capital market, academia, and […]
Andrei Găluț, the lead singer of the band Goodbye to Gravity, which was on stage when the fire broke out in the Colectiv club on October 2015, launched a new project honoring the victims of the tragedies that have marked Romania over the past decade. The Memento Project, created as a charitable project together with […]
71% of people worldwide support Deposit Return Schemes (DRS), with trust at record highs, paving the way for circular systems that keep infinitely recyclable materials like drink cans in the loop. ● Romania is among the fastest DRS adopters, with 9 in 10 people participating and 77% supporting the system. ● 71% of Romanians feel […]
Romania’s construction sector accounted for almost 8% of GDP over the past four quarters, the highest share across the entire European Union, according to Eurostat data analysed by investment company Colliers. This level is well above the EU-27 average of 5%. Moreover, Romania recorded the second-fastest post-pandemic growth in construction activity within the European Union, according […]
Romanian women who went abroad to work found it disproportionately harder to find work in their country compared to the men, according to data from a European study conducted by Save the Children Romania. Parents in the study sample have been abroad for an average of six years, both mothers and fathers, and 67% of […]
Bucharest’s ARCUB Cultural Center will open The Art of the Game (TAG) on November 8 - a large-scale cultural event dedicated to video games and related arts. Curated by Elvira Lupșa, the four-month exhibition and event series will run until March 1, 2026, at ARCUB - Hanul Gabroveni, featuring workshops, talks and multimedia performances. The […]
