Ooni Koda
  1. Home
  2. /
  3. Newsfeed
  4. /
  5. Garanti BBVA launches a unique offer for personal...

Garanti BBVA launches a unique offer for personal loan without real estate collateral, up to RON 500,000

August 17, 2025

Garanti BBVA is introducing on the Romanian banking market a unique offer up to RON 500,000 without the need for real estate collateral, for the loans addressed to individuals with incomes types of salary, PFA, dividends, and rent. The loan offers fast access to financing and full flexibility with regard to destination.   The product is designed to meet the needs of clients looking for simple, secure, and relevant financial solutions, whether their needs are for a personal project or to have all the debts under a single loan. It includes free life insurance for its entire loan duration, offered by the bank.   The loan can be accessed for a period of maximum 5 years, with no restrictions in terms of destination, refinancing other debts or fresh money, or up to maximum 10 years only for refinancing other loans contracted before July 8, 2020, without additional amount. This makes it a practical tool for investing on personal projects, consolidating personal budgets or refinancing existing debts, whether personal or mortgage-related.   “This new product is not just about financing, it is about giving people the freedom to take the next step toward what truly matters. Whether it is renovating a home or bringing a personal plan to life, we want to be there for that moment. The loan also provides a valuable opportunity for budget consolidation, through the refinancing of previously contracted loans. At Garanti BBVA, we believe banking should help people go further with confidence, not just manage their money. For us, «Se poate» is not just a slogan, but a promise that together we can find solutions for every financial goal”, said Cagri Memisoglu, Deputy General Manager, Retail Banking Area, Garanti BBVA Romania.   In order to qualify, clients must meet eligibility criteria and receive their income in or maintain a monthly turnover equal to at least two instalments, through their Garanti BBVA accounts.  

Read in full - click here
President Nicușor Dan encourages Romanians to spend their holidays in the country

President Nicușor Dan, currently on holiday with his family in the Romanian mountains, appealed to Romanians to spend their holidays in the country. In a video posted on social media, he said that the most beautiful places he visited are those in Romania. “The most beautiful places I have visited with my family are those here, […]

Romania sees third largest increase in new companies in EU

Romania saw an increase in newly established companies that far exceeded the EU average in the second quarter of 2025, according to data published on Monday, August 18, by Eurostat. According to these data, from the first quarter to the second quarter of 2025, the largest increases in the establishment of new companies...

Romanian Street Art Map highlights murals and public art nationwide

A new interactive map is bringing Romania’s street art scene into focus, documenting murals and urban art interventions across major cities and smaller towns. The Romanian Street Art Map highlights works from Bucharest, Cluj-Napoca, Iași, Timișoara, Sibiu, Constanța, Brașov, Craiova, Ploiești, Bacău, Reșița, and even seaside destinations such as Vama Veche, offering both locals and […]

L’Étape Romania by Tour de France brings traffic restrictions in Bucharest on August 31

Bucharest will see extensive traffic restrictions on August 31 as the capital hosts the fourth edition of L’Étape Romania by Tour de France. Several major boulevards and central streets will be closed between 07:00 and 14:00 to allow more than 2,500 cyclists to take part in the event, the organizers said. The closures will affect […]

DISCOTECA ‘80-’90 to bring retro music back to Romania with event in Cluj-Napoca in September

BT Arena, in Romania’s Cluj-Napoca, is set to host a disco and eurodance blast from the past with internationally famous bands during the DISCOTECA ‘80-’90 event in September. Vengaboys, Blue, Mr. President, 2 Unlimited, Bonnie Tyler, Boney M with Liz Mitchell & Band, Samantha Fox, Sabrina, and others will take the stage during the third […]

Pipeline breakdown leaves half of Bucharest without hot water

Districts 2, 3, and 4 in Bucharest are without hot water as of the time of writing due to a major breakdown that occurred on Sunday, August 17, on a main pipeline of the city's public heating system. The pipeline is located in central Bucharest, at the intersection of Mihai Bravu Road with Splaiul Unirii, under […]