Ooni Koda
  1. Home
  2. /
  3. Newsfeed
  4. /
  5. Three out of ten Romanians have a credit...

Three out of ten Romanians have a credit card

November 23, 2021

Three out of ten Romanians have credit cards, Finzoom concluded, based on a survey conducted online in Romania. In fact, due to the sample that apparently includes only part of those visiting Finzoom.ro website, the conclusion should be taken with a grain of salt since it is not relevant for the entire population of the country.   A total of 30% of those who answered the Finzoom survey already have a credit card, 70% have at least one debit card, while 24% of respondents say they do not have a card.   The ratio between credit card and debit cardholders (3:7) is more statistically relevant. It seems to be rather high, even if the sample of respondents is expected to feature a high degree of financial sophistication (since they visited Finzoom.ro).   Asked what was the main motivation for contracting a credit card, most mentioned the need to have access to a reserve amount (32%).  In the second place is the intention to make important purchases (such as appliances) with delayed payment.   Regarding the characteristics of the credit card that Romanians consider the most important, the interest rate is only in 3rd place (18% of the respondents), the fees and commissions in 2nd place (22% of the respondents), and in the first place, it is the system of Interest-free instalments - nominated by 25% of respondents.    

The text of this article has been partially taken from the publication:
http://actmedia.eu/financial-and-banking/three-out-of-ten-romanians-have-a-credit-card/94686
Read in full - click here
Decarbonization, a new engine of economic competitiveness - Auchan Romania contributes to accelerating the transition of the agri-food chain through the Climate Supplier Event

In the context in which agri-food systems are responsible for almost one third of global greenhouse gas emissions, Auchan Romania assumes an active role in the transition of its supply chain toward a more sustainable model. At the second edition of the Climate Supplier Event, organized under the aegis of the Climate Change Summit, the […]

American blues star Janiva Magness to perform in Romania at Brașov Jazz & Blues Festival 2026

Janiva Magness, the winner of seven Blues Music Awards following 26 nominations, and nominated for a Grammy for a career spanning 17 albums, is set to perform at the 14th edition of the Brașov Jazz & Blues Festival, which will take place between August 14–16, 2026. Magness is one of the most valuable and influential […]

Engraving created by Francisco Goya and gifted to Romania’s Nicolae Ceaușescu to be auctioned

Auction house Artmark announced a major auction for this winter featuring an engraving created by Francisco Goya, the most important Spanish artist of the late 18th and early 19th centuries. Romania's late communist leader Nicolae Ceaușescu received this gift from King Juan Carlos I as a gesture of diplomacy. The engraving entitled “The Engagement – Capricho […]

Romania’s Bicaz Gorges–Hășmaș National Park unveils fish ladder system to allow migration

Authorities managing Romania's Bicaz Gorges–Hășmaș National Park has built a fish ladder system on the Bicaz River, which will allow protected species to migrate and reproduce.  There are several bridges and small bridge structures in the Bicaz River that have a “bottom sill,” meaning small waterfalls. Fish that do not jump like the trout cannot […]

Romanian far-right opposition readies no-confidence motion against Ilie Bolojan government

The far-right opposition parties in the Romanian Parliament are set to file a motion of no confidence against the government headed by prime minister Ilie Bolojan. The motion, authored by senator Ninel Peia of the Peace – Romania First group, is specifically aimed at the reformist party Save Romania Union (USR), and is entitled “Romania […]

Romanian rock singer known as “Artan” dead after fatal stroke

Romania's iconic rock singer Adrian Pleșca, known as “Artan,” died on Tuesday, December 2, after a fatal stroke, at the age of 64. The artist founded the well-known band “Timpuri Noi” in 1982 and “Partizan” in 2001, and was popular on the Romanian rock scene. Over the years, he left and returned to the two bands. Several […]