Ooni Koda
  1. Home
  2. /
  3. Newsfeed
  4. /
  5. Three out of ten Romanians have a credit...

Three out of ten Romanians have a credit card

November 23, 2021

Three out of ten Romanians have credit cards, Finzoom concluded, based on a survey conducted online in Romania. In fact, due to the sample that apparently includes only part of those visiting Finzoom.ro website, the conclusion should be taken with a grain of salt since it is not relevant for the entire population of the country.   A total of 30% of those who answered the Finzoom survey already have a credit card, 70% have at least one debit card, while 24% of respondents say they do not have a card.   The ratio between credit card and debit cardholders (3:7) is more statistically relevant. It seems to be rather high, even if the sample of respondents is expected to feature a high degree of financial sophistication (since they visited Finzoom.ro).   Asked what was the main motivation for contracting a credit card, most mentioned the need to have access to a reserve amount (32%).  In the second place is the intention to make important purchases (such as appliances) with delayed payment.   Regarding the characteristics of the credit card that Romanians consider the most important, the interest rate is only in 3rd place (18% of the respondents), the fees and commissions in 2nd place (22% of the respondents), and in the first place, it is the system of Interest-free instalments - nominated by 25% of respondents.    

The text of this article has been partially taken from the publication:
http://actmedia.eu/financial-and-banking/three-out-of-ten-romanians-have-a-credit-card/94686
Read in full - click here
Return & Recycle Insights – 2 Years of DRS in Romania

  The ECOTECA Association, in partnership with the Ministry of Environment, Waters and Forests, is organizing the conference “Return & Recycle Insights – 2 Years of DRS in Romania”, which will take place on 26 November 2025, between 09:00 – 13:00, at the Bucharest University of Economic Studies (ASE). The event will bring together representatives […]

Veranda Mall celebrates 9 years of growth and community with a vibrant winter season: new shopping options and a packed events program to bring the locals together

Nine years after opening its doors, Veranda Mall enters its most exciting chapter yet. What began as a project to breathe new life into the Obor neighborhood has evolved into one of Bucharest’s most beloved destinations for shopping, leisure, and connection. As it marks this anniversary, Veranda unveils a winter events lineup rich in culture, […]

BVB-listed winemaker Purcari reports higher revenues but lower net profit in first 9 months of 2025

Purcari Wineries (BVB: WINE), CEE’s leading wine producer, announced its financial results for the first nine months of 2025 on Friday, November 14. The company saw a decline of 1.46% in pretax EBITDA earnings from the similar period last year. Specifically, earnings decreased to RON 84.66 million from RON 85.92 million last year. Meanwhile, group […]

Darian Celebrates 35 Years of Consultancy – A “Co-Pilot” Experience Supporting Business Leaders in Making Informed Decisions, and Launches the Darian Tax Navigator Service

With a solid 35-year uninterrupted presence on the Romanian market, Darian—one of the longest-standing consultancy groups with fully Romanian capital—reaffirms its role as a strategic partner for the business environment. Darian marks this anniversary not through grand promises, but by strengthening its core working philosophy: acting as a “co-pilot” for complex decision-making. The company emphasizes […]

Romanian National Bank revises end-2025 inflation forecast upwards to 9.6%

The National Bank of Romania (BNR) revised its inflation forecast upward, from 8.8% to 9.6%, for the end of 2025. The institution anticipates that inflation will reach 3.7% at the end of 2026, compared to 3% in the previous forecast, according to data presented on Friday, November 14, by governor Mugur Isărescu. Compared to the […]

Romanian energy system operator Transelectrica reports 56% decrease in profit in January-September

The state-owned company Transelectrica (BVB: TEL), the operator of the Romanian national energy system, recorded a net profit of RON 183 million in the first nine months of the year, down 56% compared to the same period last year. Operating revenues fell by 2%, to RON 1.716 billion, mainly due to the decrease in revenues […]